Nobody I know likes having to buy car insurance, in particular when the price is too high.
Insurance companies such as Progressive, State Farm and GEICO all claim big savings with ads and it can be hard to see past the geckos and flying pigs and find the best price available.
Performing a rate comparison can be a lot of work if you don’t know the fastest way to get free quotes. You could spend the better part of a day talking to insurance companies in your area, or you could save time and use online quoting for quick rates.
The majority of car insurance companies participate in an industry program where prospective buyers send in one quote, and at least one company provides a quote based on the submitted data. This saves time by eliminating repetitive form submissions for each company you want a rate for.
To participate in this free quote system, click here (opens in new window).
The single downside to using this type of form is buyers cannot specifically choose which providers you want to price. If you would rather choose specific providers for rate comparison, we put together a list of car insurance companies in your area. Click here for list of insurance companies.
It’s up to you which method you use, but ensure you’re using identical coverages and limits for every company. If you use higher or lower deductibles it will be next to impossible to make an equal comparison. Just a small difference in limits may result in large price differences. Just remember that quoting more will enable you to find the best rates.
Companies that sell car insurance don’t always list all available discounts very well, so we researched some of the more common and the harder-to-find car insurance savings.
Consumers should know that most credits do not apply the the whole policy. Most only apply to specific coverage prices like liability and collision coverage. So when the math indicates all the discounts add up to a free policy, it doesn’t quite work that way.
To choose companies with the best car insurance discounts, click here.