Top Strategies to Lowering Your Jeep Patriot Insurance Rates
Nobody I know likes having to buy car insurance, in particular when the price is too high.
Insurance companies such as Progressive, State Farm and GEICO all claim big savings with ads and it can be hard to see past the geckos and flying pigs and find the best price available.
How to Compare Car Insurance Quotes
Performing a rate comparison can be a lot of work if you don’t know the fastest way to get free quotes. You could spend the better part of a day talking to insurance companies in your area, or you could save time and use online quoting for quick rates.
The majority of car insurance companies participate in an industry program where prospective buyers send in one quote, and at least one company provides a quote based on the submitted data. This saves time by eliminating repetitive form submissions for each company you want a rate for.
To participate in this free quote system, click here (opens in new window).
The single downside to using this type of form is buyers cannot specifically choose which providers you want to price. If you would rather choose specific providers for rate comparison, we put together a list of car insurance companies in your area. Click here for list of insurance companies.
It’s up to you which method you use, but ensure you’re using identical coverages and limits for every company. If you use higher or lower deductibles it will be next to impossible to make an equal comparison. Just a small difference in limits may result in large price differences. Just remember that quoting more will enable you to find the best rates.
Take advantage of discounts
Companies that sell car insurance don’t always list all available discounts very well, so we researched some of the more common and the harder-to-find car insurance savings.
- Accident Free – Good drivers with no accidents pay less as compared to drivers who are more careless.
- Anti-lock Brakes – Cars that have steering control and anti-lock brakes can reduce accidents and therefore earn up to a 10% discount.
- Drive Less and Save – Keeping the miles down on your Jeep could qualify for a substantially lower rate.
- Life Insurance – Select insurance companies reward you with a break if you buy life insurance.
- Safe Driver Discount – Drivers who don’t get into accidents can pay as much as 50% less for Patriot coverage than drivers with accidents.
- Memberships – Being a member of a civic or occupational organization may earn a discount on your policy for Patriot coverage.
- Accident Forgiveness – Some insurance companies will forgive one accident without raising rates so long as you haven’t had any claims for a set time period.
Consumers should know that most credits do not apply the the whole policy. Most only apply to specific coverage prices like liability and collision coverage. So when the math indicates all the discounts add up to a free policy, it doesn’t quite work that way.
To choose companies with the best car insurance discounts, click here.