Are you a victim of an overpriced auto insurance policy? Believe me when I say there are many Providence consumers feeling the pinch from expensive auto insurance.
Many car insurance companies vie for your insurance dollar, so it can be very hard to choose a provider to find the absolute cheapest price
If you have car insurance now, you will be able to lower your premiums substantially using these tips. Finding the best rates in Providence is not that difficult. But Rhode Island car owners need to learn how insurance companies determine prices and take advantage of how the system works.
Most major insurance companies like Allstate, GEICO and Progressive quote pricing on the web. Obtaining pricing is quite easy as you simply type in the coverages you want into the quote form. Once entered, their system gets information on your driving record and credit history and returns a price quote based on many factors. This makes comparing rates easy, but the time it takes to visit several different sites and enter the same data into a form is monotonous and tiresome. But it’s very important to have as many quotes as possible in order to find better auto insurance pricing.
The better way to compare rates
The quickest way to find better auto insurance pricing uses one simple form that gets prices from several companies at one time. This type of form saves time, eliminates repetitive work, and makes price shopping online much more efficient. After sending the form, it is rated with multiple companies and you can pick any one of the returned quotes.
If the quotes result in lower rates, you simply finish the application and buy the new coverage. The whole process takes 15 minutes at the most and may result in a nice savings.
To find out how much you’re overpaying now, click here to open in new window and submit the form. If you have your current policy handy, we recommend you type in the limits and deductibles just like they are on your policy. Using the same limits helps guarantee you are getting an apples-to-apples comparison based on similar coverages.
Insurance can be prohibitively expensive, but there could be available discounts that can drop the cost substantially. Certain discounts will be triggered automatically at the time of purchase, but lesser-known reductions have to be specifically requested in order for you to get them.
Drivers should understand that most discounts do not apply to the entire policy premium. Most only apply to specific coverage prices like medical payments or collision. So even though they make it sound like you can get free auto insurance, you won’t be that lucky. But any discount will bring down the cost of coverage.
More information can be found on the website for the Rhode Island Division of Insurance Regulation found here. Visitors are able to read state legal mandates and laws, view agent and company licensing information, and report car insurance fraud.