Learn How to Find the Lowest Price on Bridgeport Connecticut Auto Insurance

I can’t think of a single person who likes having to buy auto insurance, especially knowing their premiums are too high. You have multiple auto insurance companies to purchase coverage from, and though it is a good thing to be able to choose, it can be more challenging to adequately compare rates.

How to Compare Auto Insurance Costs in Bridgeport

Most major insurance companies like State Farm and Allstate allow you to get prices online. This process is fairly simple as you simply type in the coverage amounts you desire as requested by the quote form. When complete, their system pulls your driving record and credit report and returns a price based on many factors. This streamlines rate comparisons, but the process of having to visit several different sites and type in the same information can be a bit repetitive. But it’s absolutely necessary to compare as many rates as possible in order to find better auto insurance pricing.

Isn’t there an easier way to compare rates?

A more efficient way to lower your auto insurance bill makes use of a single form to obtain quotes from several companies at one time. This type of form saves time, helps eliminate reptitive entry, and makes online price comparison much more efficient. Once the form is submitted, your coverage is rated with multiple companies and you can pick any of the quotes returned.

If a lower price is quoted, it’s easy to complete the application and purchase coverage. The entire process only takes a few minutes and could lower your rates considerably.

In order to compare rates using this form now, click here and begin entering your coverage information. If you currently have coverage, we recommend you input your coverages exactly as they are listed on your policy. This makes sure you’re receiving comparison quotes based on the exact same insurance coverage.

Are you getting all your discounts?

Insurance can be prohibitively expensive, but you can get discounts to cut the cost considerably. Most are applied at the time of quoting, but less common discounts must be manually applied in order for you to get them. If you aren’t receiving every discount you deserve, you’re paying more than you need to.

  • Low Mileage Discounts – Driving fewer miles could be rewarded with better rates on cars that stay parked.
  • Distant Student – Youth drivers who are attending college without a vehicle on campus may be able to be covered for less.
  • Accident Forgiveness – A few companies allow you one accident without raising rates so long as you haven’t had any claims for a set time period.
  • Claim Free – Drivers with accident-free driving histories can save substantially compared to drivers who are more careless.
  • Life Insurance Discount – Larger companies have a discount if you purchase life insurance from them.

A little note about advertised discounts, some credits don’t apply to your bottom line cost. Most only reduce the price of certain insurance coverages like comp or med pay. Just because it seems like all those discounts means the company will pay you, it doesn’t quite work that way. Any amount of discount will bring down the cost of coverage.

To see a list of providers who offer auto insurance discounts in Connecticut, click here.

Additional auto insurance information is available on the website for the Connecticut Insurance Department located here. Visitors are able to report car insurance fraud, read state legal mandates and laws, find disaster information, and view a list of available companies.