Know How to Find the Lowest Price on New Berlin Wisconsin Car Insurance

Price shopping your New Berlin car insurance is always difficult for consumers new to shopping for insurance online. Consumers have so many companies to choose from that it can be a real challenge to find lower rates in New Berlin.

It’s smart to shop coverage around every six months because rates tend to go up over time. Despite the fact that you may have had the lowest price a few years ago you will most likely find a better rate today. Forget all the misinformation about car insurance because you’re about to find out the things you must know in order to buy cheaper car insurance.

Shopping for affordable coverage in New Berlin can be fairly easy. Essentially every vehicle owner who buys car insurance most likely will be able to save money. But Wisconsin car owners must know how big insurance companies price insurance differently and use this information to your advantage.

New Berlin Car Insurance Prices Online

Most major insurance companies quote coverage prices on the web. Getting quotes is quite easy as you just enter the amount of coverage you want into a form. When complete, the company’s rating system pulls information on your driving record and credit history and generates a price based on many factors.

Quoting online helps simplify price comparisons, but the process of having to visit multiple sites and complete many quote forms can get tiresome after awhile. But it is imperative to have as many quotes as possible if you want to find better car insurance pricing.

Isn’t there an easier way to compare rates?

A less time-consuming method to get multiple rate quotes is to use a quote form that gets prices from multiple companies. This type of form saves time, requires less work, and makes quoting online much more enjoyable. After your information is entered, it gets priced with multiple companies and you can pick any one of the quotes that you receive.

If one or more price quotes are lower than your current rates, you can click and sign and buy the new coverage. The entire process can be completed in less than 10 minutes and you will find out if you’re overpaying now.lower rates in New Berlin Wisconsin

To save time and find out how much you’re overpaying now, click here to open in new window and submit the form. If you have a policy now, it’s recommended that you enter the insurance coverages as close as possible to your current policy. This helps ensure you will have comparison quotes for similar coverage.

Your insurance agent down the street

Certain consumers would prefer to visit with an insurance agent and that is OK! The biggest benefit of getting online price quotes is that you can obtain the best rates but still work with a licensed agent. And providing support for small agencies is important especially in New Berlin.

Upon completion of this quick form, the quote information is transmitted to participating agents in New Berlin who will return price quotes for your insurance coverage. You don’t have to visit any agencies because quoted prices will be sent immediately to your email address. How cool is that?! You can find better rates without the usual hassles of price shopping.

Captive and independent New Berlin insurance agents

When searching for a local agent, you must know there are a couple types of agencies to choose from. Agencies in New Berlin are either independent (non-captive) or captive.

Independent Agents (or Brokers)

These agents are not locked into one company but instead can place your coverage with lots of companies and potentially find a lower price. To move your coverage to a new company, your agent can switch companies and you don’t have to find a new agent. When searching for an agent, it’s a good idea to contact several independent insurance agents for the best price selection. Many write coverage with different regional companies which may provide better rates.

Shown below is a short list of independent insurance agencies in New Berlin that may be able to provide pricing information.

  • Highland Insurance Co – 2638 S 162nd St – New Berlin, WI 53151 – (262) 784-5017
  • Craig R Murphy Agency – 15350 W National Ave – New Berlin, WI 53151 – (262) 780-1179
  • Beckman Insurance – 2878 S 171st St – New Berlin, WI 53151 – (262) 797-8160
  • Matheson Agency Inc – 17025 W Rogers Dr – New Berlin, WI 53151 – (262) 786-8480
Captive Agents

Captive agencies write business for a single company and examples are AAA, State Farm, Farmers Insurance and Allstate. These agents are not able to shop your coverage around so they are skilled at selling on more than just price. These agents are well schooled on their products and sales techniques and that can be a competitive advantage. Consumers often purchase coverage from captives mostly because of high brand loyalty and solid financial strength.

Below is a short list of captive insurance agents in New Berlin who can help you get comparison quotes.

  • Allstate Insurance – 15448 W Beloit Rd – New Berlin, WI 53151 – (262) 641-1002
  • State Farm Insurance – 15855 W National Ave # 102 – New Berlin, WI 53151 – (262) 782-3900
  • American Family Insurance – 15350 W National Ave # 217 – New Berlin, WI 53151 – (262) 786-3470

For a complete listing of New Berlin captive insurance agencies, visit this link.

lower rates in Wisconsin

Selecting an insurance agency requires more thought than just the bottom line cost. Any agent should be forthright in answering these questions:

  • Do they feel the quoted coverages are adequate?
  • Can they give you a list of client referrals?
  • Which members of your family are coverage by the policy?
  • How long has their agency been open in New Berlin?
  • Is vehicle mileage a factor when determining depreciation for repairs?
  • Do they assist clients in filing claims?

Upon getting answers to your satisfaction to all your questions and a low price estimate, it’s possible that you found an insurance agent that will properly service your car insurance policy.

More information about car insurance

Much more information about car insurance in Wisconsin is available on the Wisconsin Office of the Commissioner of Insurance website. Click here for link. Consumers can get help finding coverage, find disaster information, file complaints about an insurance agent or broker, and find out which companies have the most complaints.

Also read more on and this list of insurance agents in New Berlin.