Is Your Ashland Auto Insurance Leaving a Hole in Your Pocket?

Feel like you’re a prisoner to high-priced auto insurance? Trust us, many consumers are feeling buyer’s remorse and feel like there’s no way out.

Consumers have many auto insurance companies to choose from, and though it is a good thing to be able to choose, it makes it harder to get the best deal.

These discounts can lower your rates

Car insurance companies don’t always list every discount in a way that’s easy to find, so we researched both well-publicized as well as the least known ways to save on auto insurance.

  • Good Students Pay Less – Getting good grades can save 20 to 25%. The good student discount can last up until you turn 25.
  • Auto/Home Discount – If you have multiple policies with the same insurance company you may save 10% to 20% off each policy.
  • Military Rewards – Having a family member in the military can result in better rates.
  • Driver’s Ed – Require your teen driver to successfully complete driver’s ed class in high school.
  • More Vehicles More Savings – Having multiple cars or trucks on one policy qualifies for this discount.
  • Seat Belts Save – Buckling up and requiring all passengers to wear their seat belts could cut 10% or more on the medical payments or PIP coverage costs.
  • Organization Discounts – Affiliation with a professional or civic organization is a good way to get lower rates when buying auto insurance.
  • Homeowners Savings – Simply owning a home may earn you a small savings because maintaining a house shows financial diligence.

Keep in mind that most discount credits are not given to all coverage premiums. Most only cut the price of certain insurance coverages like collision or personal injury protection. So despite the fact that it appears you would end up receiving a 100% discount, companies don’t profit that way.

Free Ashland Auto Insurance Quotes

Shopping for lower auto insurance rates can be exhausting if you don’t understand the most efficient way. You can spend countless hours talking to agents in Ashland, or you can stay home and use online quotes to get rate comparisons in just a few minutes.

Most of the best insurance companies participate in an industry program that allows shoppers to send in one quote, and each company returns a competitive quote. This saves time by eliminating quotation requests for each company you want a rate for.

To compare rates now click to open in new window.

The single downside to doing it this way is you cannot specify which insurance companies to get quotes from. If you wish to select specific providers to compare rates, we put together a list of auto insurance companies in Kentucky. Click to view list.

It’s up to you which method you use, but double check that you are using the exact same coverage information with every price quote. If you use differing limits it will be next to impossible to decipher which rate is best in Ashland. Slightly different coverages can mean a large discrepancy in price. It’s important to know that more quotes helps you find better pricing.

Ashland KY insurance cheap

In the end, you save

When shopping online for auto insurance, it’s not a good idea to skimp on coverage in order to save money. There are a lot of situations where someone sacrificed full coverage and learned later that it was a big error on their part. Your aim should be to buy the best coverage you can find at the best price while still protecting your assets.

Cost effective auto insurance is attainable both online and with local Ashland insurance agents, and you need to price shop both in order to have the best price selection to choose from. Some companies do not offer the ability to get a quote online and these smaller companies work with independent agents.