Insider Tips to Saving Money on Auburn Car Insurance

Are you sick and tired of not being able to afford each month for car insurance? You are no different than many other drivers in Washington.

Multiple auto insurance companies compete to insure your vehicles, so it can be very hard to choose a insurer to get the cheapest price

How much can you save with discounts?

Auto insurance companies don’t always advertise every discount in an easy-to-find place, so we researched both the well known and the more hidden discounts you could be receiving.

  • Discounts for Safe Drivers – Safe drivers can get discounts for up to 45% lower rates than drivers with accidents.
  • E-sign – Certain companies give back up to $50 for buying your policy over the internet.
  • Senior Citizens – Older drivers can possibly qualify for a small decrease in premiums.
  • Drivers Education – Require your teen driver to successfully complete driver’s ed class if offered at their school.
  • Defensive Driver – Completing a course teaching defensive driving skills could save 5% or more and easily recoup the cost of the course.
  • Passive Restraint Discount – Factory air bags can qualify for discounts of more than 20%.
  • Seat Belts Save – Using a seat belt and requiring all passengers to buckle their seat belts could save 15% off your medical payments premium.
  • Bundle and Save – If you insure your home and vehicles with the same company you could get a discount of up to 20% off your total premium.

Consumers should know that most discount credits are not given to all coverage premiums. Most only apply to specific coverage prices like liability, collision or medical payments. So when it seems like adding up those discounts means a free policy, you’re out of luck.

To see a list of insurers who offer car insurance discounts in Washington, click here.

Where Can I Get Cheap Auburn Car Insurance?

All the larger car insurance companies such as GEICO, State Farm and Progressive give price estimates directly from their websites. Getting online quotes is quite easy as you just enter as detailed in the form. Once you submit the form, their rating system requests information on your driving record and credit history and provides a quote determined by many factors. Online price quotes simplifies rate comparisons, but the time it takes to visit different websites and enter the same data into a form is monotonous and tiresome. But it’s very important to have as many quotes as possible in order to find the best price on car insurance.

The smarter way to lower your rates utilizes a single form that analyzes rates from several companies at one time. It’s a real time-saver, reduces the work, and makes online price comparison a little more enjoyable. Immediately after you send the form, it is rated and you are able to buy any one of the returned quotes. If a lower price is quoted, you simply finish the application and buy the new coverage. The whole process just takes a couple of minutes and you’ll know if lower rates are available.

If you want to find out if lower rates are available, click here and enter your information. To compare your current rates, we recommend you complete the form with your coverages as shown on your current policy. Doing this guarantees you will have a rate comparison for the exact same coverage.

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In conclusion

You just read some good ideas how you can shop for car insurance online. The key thing to remember is the more quotes you get, the better your chances of lowering your rates. Drivers may discover the lowest rates come from some of the smallest insurance companies. These companies often have lower prices on specific markets than the large multi-state companies such as Allstate and Progressive.

When shopping online for car insurance, it’s very important that you do not reduce needed coverages to save money. There are a lot of situations where someone sacrificed liability limits or collision coverage only to find out that the small savings ended up costing them much more. Your strategy should be to purchase plenty of coverage for the lowest price.