Have you had enough of being strong-armed to pay your car insurance bill each month? You’re in the same situation as many other drivers in New Hampshire.
Online insurance companies like Allstate, Progressive and GEICO increase brand awareness with advertising and it can be hard to avoid their marketing magic and effectively compare rates to find the best deal.
Companies that sell car insurance do not advertise every discount in an easy-to-find place, so we break down some of the best known and the more hidden ways to save on car insurance.
It’s important to note that most discount credits are not given to all coverage premiums. Most only cut the cost of specific coverages such as collision or personal injury protection. So even though it sounds like all those discounts means the company will pay you, car insurance companies aren’t that generous.
To see a list of providers with discount car insurance rates in Hudson, follow this link.
Certain consumers would prefer to buy from a local agent and there is nothing wrong with that. One of the great benefits of comparing insurance prices online is the fact that you can find the best rates but still work with a licensed agent.
To make it easy to find an agent, after completing this form (opens in new window), your information gets sent to companies in Hudson who will give you bids to get your business. You don’t have to leave your computer due to the fact that quote results will go immediately to your email address. How cool is that?! It’s the lowest rates AND an agent nearby.
Selecting a company shouldn’t rely on just the price. Agents should be asked these questions:
When looking for a reliable agent, you need to know there are two types of insurance agents that differ in how they can insure your vehicles. Agents can either be independent or captive.
These agents can only place business with one company such as Farmers Insurance or State Farm. They generally cannot give you multiple price quotes so it’s a take it or leave it situation. Captive agencies receive extensive training in insurance sales which can be an advantage.
The following is a list of captive agents in Hudson willing to provide rate quotes.
State Farm Insurance – 28 Lowell Rd # 6 – Hudson, NH 03051 – (603) 595-8400
Allstate Insurance – 225 Lowell Rd # H – Hudson, NH 03051 – (603) 880-4090
These agents are not employed by any specific company but instead can place your coverage with many different companies enabling the ability to shop coverage around. If your agent finds better pricing, the business is moved internally and that require little work on your part.
When comparing rates, you should always contact multiple independent agents to ensure the widest selection of prices.
The following is a list of independent agents in Hudson willing to provide comparison quotes.
French Insurance – 12 Derry St – Hudson, NH 03051 – (603) 882-9532
SJD Insurance Inc – 21 Springwood Cir – Hudson, NH 03051 – (603) 598-9974
For a complete listing of licensed insurance agents in Hudson, please go to this site.
After receiving acceptable answers for all questions you ask and an acceptable price quote, you have narrowed it down to a car insurance agent that will provide car insurance coverage.
Even more information can be read at the New Hampshire Insurance Department website. New Hampshire consumers can report car insurance fraud, learn about insurance regulations, learn about specific coverages, and file complaints about a company.
As you prepare to switch companies, you should never buy less coverage just to save a little money. There are many occasions where an accident victim reduced liability limits or collision coverage and discovered at claim time that it was a big mistake. Your aim should be to buy the best coverage you can find at the best price while not skimping on critical coverages.
The cheapest car insurance is definitely available online in addition to many Hudson insurance agents, and you need to comparison shop both in order to have the best chance of saving money. Some insurance providers do not provide online price quotes and most of the time these smaller companies sell through independent agents.