Follow These Proven Ways for Cheaper Raleigh Auto Insurance

If shopping for auto insurance online is new to you, you may be overwhelmed by the vast number of companies offering coverage in Raleigh.

Discounts are great for lower rates

Auto insurance companies don’t always publicize every discount very clearly, so the following is a list of some of the best known and also the lesser-known ways to save on auto insurance. If you’re not getting every credit you deserve, you are throwing money away.

  • Own a Home – Being a homeowner may trigger a auto insurance policy discount due to the fact that maintaining a home requires personal responsibility.
  • Multiple Policy Discount – If you insure your home and vehicles with the same company you may earn 10% to 20% off each policy.
  • New Vehicle Savings – Buying coverage on a new vehicle can be considerably cheaper due to better safety requirements for new cars.
  • Low Mileage Discounts – Keeping the miles down can qualify you for a substantially lower rate.
  • Drivers Education – Make teen driver coverage more affordable by requiring them to take driver’s ed class if offered at their school.
  • Discount for Life Insurance – Larger companies have a discount if you purchase auto and life insurance together.
  • Accident Free – Drivers with accident-free driving histories pay less compared to drivers who are more careless.

It’s important to note that most credits do not apply the the whole policy. A few only apply to the cost of specific coverages such as medical payments or collision. Just because you may think adding up those discounts means a free policy, companies don’t profit that way.

For a list of insurance companies who offer auto insurance discounts in Raleigh, click this link.

Compare Raleigh Auto Insurance Costs

All major auto insurance companies like State Farm, GEICO and Progressive provide prices for coverage on the web. Getting online rates doesn’t take a lot of time as you just enter the coverage amounts you desire into the quote form. Once you submit the form, their rating system automatically orders your driving record and credit report and returns pricing information determined by many factors.

This streamlines rate comparisons, but the time required to go to multiple sites and enter the same data into a form can be a bit tiresome and repetitive. But it’s absolutely necessary to get many rate quotes in order to find better prices.

The preferred way to find cheaper rates utilizes a single form to obtain quotes from many companies. The form is fast, helps eliminate reptitive entry, and makes quoting online a little more enjoyable. Once the form is submitted, your coverage is rated and you can choose your choice of the price quotes you receive. If the quotes result in lower rates, you can click and sign and buy the policy. The whole process takes 15 minutes at the most and could lower your rates considerably.

To save time and fill out one form to compare multiple rates now, click here and begin entering your coverage information. To compare your current rates, we recommend you complete the form with the coverage information as close as possible to your current policy. Using the same limits helps guarantee you will receive rate quotes based on similar coverages.

Final thoughts

Insureds change insurance companies for many reasons like lack of trust in their agent, policy cancellation, being labeled a high risk driver and extreme rates for teen drivers. Regardless of your reason for switching companies, finding a great new company can be easier than you think.

Raleigh NC insurance comparisons

In this article, we presented many ways to get a better price on auto insurance. It’s most important to understand that the more quotes you get, the better your comparison will be. You may even discover the lowest priced auto insurance comes from the smaller companies.

As you go through the steps to switch your coverage, never skimp on coverage in order to save money. Too many times, an insured dropped uninsured motorist or liability limits only to regret at claim time they didn’t purchase enough coverage. The proper strategy is to buy the best coverage you can find for the lowest price, not the least amount of coverage.