Find the Lowest Rates for Volkswagen Jetta Insurance in Five Minutes or Less

Finding the cheapest insurance for your Volkswagen Jetta can be difficult, but you can use the following methods to make it easier.

There is a better way to compare auto insurance rates and we’ll show you the best way to price shop coverage on a Volkswagen and find the cheapest rates from local insurance agents and online providers.

If you have insurance now or are looking for a new policy, you can use these techniques to find better prices while maximizing coverage. Locating the cheapest auto insurance coverage is easy if you know what you’re doing. Drivers only need an understanding of the proper way to shop online.

These discounts can lower your rates

The price of auto insurance can be rather high, buy you may qualify for discounts that you may not know about. Most are applied at the time you complete a quote, but lesser-known reductions have to be requested specifically before you get the savings. If they aren’t giving you every credit possible, you are paying more than you should be.

  • Defensive Driver – Taking a course in driver safety could cut 5% off your bill depending on where you live.
  • Drive Less and Save – Driving fewer miles can earn better rates on cars that stay parked.
  • Military Discounts – Having a deployed family member may qualify for rate reductions.
  • Early Signing – Some companies give discounts for buying a policy before your current expiration date. This can save 10% or more.
  • Multiple Policy Discount – If you have multiple policies with the same company you may earn 10% to 20% off each policy.
  • Homeowners Discount – Simply owning a home can help you save on auto insurance because of the fact that having a home requires personal responsibility.
  • Federal Government Employee – Active or retired federal employment could cut as much as 10% off for Jetta insurance with certain companies.
  • No Accidents – Drivers with accident-free driving histories pay much less when compared to drivers who are more careless.
  • Life Insurance Discount – Larger companies have better rates if you take out life insurance.
  • Safe Drivers – Insureds without accidents can pay as much as 50% less for Jetta insurance than drivers with accident claims.

As a disclaimer on discounts, most credits do not apply to your bottom line cost. Most cut the price of certain insurance coverages like comprehensive or collision. So even though it sounds like you can get free auto insurance, you won’t be that lucky. Any qualifying discounts will reduce the cost of coverage.

To see a list of insurers with discount auto insurance rates, click this link.

Different people need different coverages

When buying coverage, there really is no best way to insure your cars. Coverage needs to be tailored to your specific needs. car insurance

For instance, these questions can help discover whether you may require specific advice.

  • Why am I required to get a high-risk car insurance policy?
  • Do I really need UM/UIM coverage?
  • Can I still get insurance after a DUI?
  • Should I sign the liability waiver when renting a car?
  • Will I be non-renewed for getting a DUI or other conviction?
  • Can my teen driver be rated on a liability-only vehicle?
  • Does coverage extend to a rental car in a foreign country?
  • Do I have coverage if my license is suspended?

If it’s difficult to answer those questions, you may need to chat with a licensed agent. To find an agent in your area, fill out this quick form. It’s fast, free and can help protect your family.

Misconceptions in auto insurance advertisements

Consumers can’t ignore all the ads that promise big savings from the likes of Progressive, Allstate and GEICO. All the companies make the same claim of big savings after switching your coverage to them.

How does each company claim to save you money?

Different companies are able to cherry pick for the type of driver that earns them a profit. For instance, a driver they prefer could be between the ages of 30 and 50, is a homeowner, and chooses high deductibles. A customer who meets those qualifications will get very good rates and is almost guaranteed to save quite a bit of money when switching.

Potential customers who don’t measure up to these standards must pay higher rates which usually ends up with business not being written. Company advertisements say “customers who switch” not “everybody who quotes” save that much money. This is how companies can truthfully advertise the savings.

This illustrates why it is so important to get a wide range of price quotes. You cannot predict which auto insurance company will have the lowest rates.

compare Jetta insurance prices

A tidy conclusion

Consumers leave their current company for a number of reasons such as high prices, unfair underwriting practices, not issuing a premium refund or lack of trust in their agent. Whatever your reason, finding a new company is not as difficult as it may seem.

We just covered a lot of techniques to get a better price on Volkswagen Jetta insurance. The key concept to understand is the more you quote, the better chance you’ll have of finding lower rates. Consumers may even find the lowest priced auto insurance comes from a company that doesn’t do a lot of advertising.

When buying insurance coverage, make sure you don’t reduce coverage to reduce premium. In many instances, someone sacrificed uninsured motorist or liability limits and discovered at claim time that it was a big error on their part. The ultimate goal is to buy the best coverage you can find at an affordable rate.