Feel like you’re a prisoner to high-priced auto insurance? Trust us when we tell you you are not the only one feeling buyer’s remorse. Online insurance companies like State Farm and GEICO promote their brand names with catchy ads and it is challenging if not impossible to ignore the promise of big savings and do the work needed to find the best deal.
Insuring your fleet can be pricey, but there could be available discounts that many people don’t even know exist. Most are applied when you get a quote, but a few must be specially asked for in order for you to get them. If they aren’t giving you every credit possible, you’re just leaving money on the table.
As a disclaimer on discounts, some of the credits will not apply to all coverage premiums. Some only reduce individual premiums such as physical damage coverage or medical payments. Just because it seems like adding up those discounts means a free policy, you’re out of luck. Any amount of discount will cut the amount you have to pay.
To see a list of insurance companies who offer auto insurance discounts in Clovis, follow this link.
Reducing your insurance rates is a fairly straight forward process. The only requirement is to take time comparing rates online from several insurance companies. This is very easy and can be done in several different ways.
It’s up to you which method you use, but make sure you use the exact same coverage limits for every company. If you have higher or lower deductibles you can’t possibly determine the lowest rate in Clovis.
The cheapest auto insurance can be purchased online and with local Clovis insurance agents, and you should be comparing both to get a complete price analysis. Some auto insurance companies do not offer online price quotes and these small insurance companies work with independent agents.
We’ve covered many ideas to shop for auto insurance online. The most important thing to understand is the more rate quotes you have, the better chance you’ll have of finding lower rates. You may be surprised to find that the lowest premiums are with a smaller regional carrier. These companies may only write in your state and offer lower rates compared to the large companies like GEICO and State Farm.