Broken Arrow, OK Auto Insurance For Less Than You’re Paying Now

Did you fall for a flashy sales pitch and buy an underperforming, overpriced auto insurance policy? Believe me, there are lots of people in the same boat.

Because you have many insurance companies to choose from, it can be diffult for consumers to choose the right insurer.

These discounts can slash auto insurance rates

Companies don’t always publicize all available discounts in a way that’s easy to find, so we researched some of the best known and the harder-to-find auto insurance savings.

  • Anti-lock Brake System – Vehicles equipped with ABS or steering control are safer to drive and earn discounts up to 10%.
  • Discounts for Safe Drivers – Drivers who don’t get into accidents may save up to 50% more than less cautious drivers.
  • Save with a New Car – Adding a new car to your policy can save up to 30% compared to insuring an older model.
  • Homeowners Discount – Being a homeowner may trigger a auto insurance policy discount due to the fact that maintaining a home demonstrates responsibility.
  • Good Student Discount – This discount can be rewarded with saving of up to 25%. Earning this discount can benefit you up until you turn 25.
  • Use Seat Belts – Requiring all passengers to wear their seat belts can save up to 15% off your medical payments premium.
  • Payment Discounts – If you pay your bill all at once instead of making monthly payments you could save up to 5%.

It’s important to understand that most discounts do not apply to your bottom line cost. Most only cut the price of certain insurance coverages like medical payments or collision. So even though it sounds like you would end up receiving a 100% discount, companies wouldn’t make money that way.

For a list of insurance companies with discount auto insurance rates in Oklahoma, click this link.

Where Can I Get Cheap Broken Arrow Auto Insurance?

All the larger auto insurance companies like 21st Century, Allstate and State Farm quote coverage price quotes on their websites. Getting online quotes is quite easy as you simply type in your required coverages as requested by the quote form. Behind the scenes, their rating system obtains your driving and credit reports and returns a price quote based on many factors. Online quotes helps simplify price comparisons, but the time it takes to visit multiple sites and type in the same information can be a bit tiresome and repetitive. But it is imperative to get many rate quotes in order to find the best price on auto insurance.

The easiest way to get multiple rate quotes is to use a quote form to get prices from a bunch of companies at once. It’s a real time-saver, reduces the work, and makes comparison shopping much easier. As soon as the form is sent, it is quoted and you are able to buy any or none of the price quotes you receive. If a lower price is quoted, you can simply submit the application and buy the policy. The whole process only takes a few minutes and may save quite a bit of money.

In order to find out if lower rates are available, click here to open in a new tab and submit your coverage information. If you have a policy now, it’s recommended you copy the coverages exactly as they are listed on your policy. Doing this assures you will have rate comparison quotes using the same coverage and limits.

Auto insurance in Broken Arrow OK

Shop smart and save

As you prepare to switch companies, do not sacrifice coverage to reduce premiums. In too many instances, consumers will sacrifice comprehensive coverage or liability limits only to discover later that saving that couple of dollars actually costed them tens of thousands. Your focus should be to purchase plenty of coverage for the lowest price.

Budget-conscious auto insurance can be purchased from both online companies in addition to many Broken Arrow insurance agents, so you should be comparing quotes from both to have the best selection. Some companies do not provide online price quotes and most of the time these small, regional companies sell through independent agents.