Best Ways to Spend Less When Shopping For Honda CR-V Insurance

Shoppers have lots of choices when shopping for low-cost Honda CR-V insurance. You can either spend your time driving around to get rate comparisons or save time using the internet to find the lowest rates.

There is a right way and a wrong way to find car insurance online and we’ll show you the absolute fastest way to get price quotes for your Honda and locate the lowest possible price.

You should make it a habit to shop coverage around quite often since insurance rates change frequently. Even if you think you had the best rates for CR-V insurance a few years ago the chances are good that you can find a lower rate today. Starting now, forget all the misinformation about car insurance because it’s time to teach you the only way to lower your annual insurance bill.

Policy discounts you shouldn’t miss

Properly insuring your vehicles can get expensive, but discounts can save money and there are some available to help offset the cost. Some discounts apply automatically when you get a quote, but some may not be applied and must be asked for before you will receive the discount. If they aren’t giving you every credit you qualify for, you are throwing money away.

  • Passive Restraints and Air Bags – Factory air bags or motorized seat belts can receive discounts of more than 20%.
  • Clubs and Organizations – Belonging to certain professional organizations could trigger savings on your policy for CR-V insurance.
  • Pay Now and Pay Less – If you pay your entire premium ahead of time instead of paying each month you could save up to 5%.
  • Multiple Cars – Having all your vehicles on the same car insurance policy could earn a price break for each car.
  • No Claims – Drivers who don’t have accidents pay less as compared to drivers who are more careless.

It’s important to note that some credits don’t apply to the entire policy premium. Most only cut the cost of specific coverages such as liability and collision coverage. Just because it seems like all the discounts add up to a free policy, car insurance companies aren’t that generous. But any discount will cut your premiums.

To choose companies with the best car insurance discounts, click here. insurance prices

Comprehensive Car Insurance Comparison

Finding cheaper car insurance prices can be quick and easy. You just have to spend a little time comparing price quotes provided by online insurance companies. This is very easy and can be done in a couple of different ways.

  • One of the simplest ways to find the lowest comparison rates is an all-inclusive rate comparison like this one (opens in new window). This form prevents you from having to do separate forms for every car insurance company. Completing one form gets you price quotes from car insurance companies with the best prices. This is by far the quickest method.
  • A slightly less efficient method to get quotes online is to take the time to go to the website for each individual company to complete their respective quote request forms. For instance, we’ll pretend you want comparison quotes from GEICO, 21st Century and Allstate. To get each rate you have to spend time on each company’s site to input your insurance information, which is why the first method is more popular. For a handy list of car insurance company links in your area, click here.

Which method you use is up to you, but make sure you use identical coverage information with every price quote. If you compare different values for each quote then you won’t be able to make an equal comparison.

Insurance agents can help

When it comes to buying coverage, there isn’t really a cookie cutter policy. Everyone’s situation is a little different.

Here are some questions about coverages that might help in determining if you might need professional guidance.

  • Do I need motorclub coverage?
  • Is a no-fault state?
  • When would I need additional glass coverage?
  • Who is covered when they drive my Honda CR-V?
  • Am I covered if I crash into my own garage door?
  • Do I need special endorsements for business use of my vehicle?
  • What if I total my Honda CR-V and owe more than it’s worth?
  • Am I covered when delivering products for my home-based business?
  • Should I buy only the required minimum liability coverage?
  • Do I need added coverage for expensive stereo equipment?

If it’s difficult to answer those questions but you think they might apply to your situation then you might want to talk to an insurance agent. To find lower rates from a local agent, simply complete this short form. It only takes a few minutes and may give you better protection.

quote CR-V insurance

Compare but don’t skimp

In this article, we covered many ways to reduce Honda CR-V insurance prices online. The most important thing to understand is the more quotes you get, the higher the chance of saving money. You may even find the best prices are with some of the lesser-known companies.

Low-cost Honda CR-V insurance can be purchased from both online companies in addition to many insurance agents, so compare prices from both in order to have the best chance of saving money. Some car insurance companies do not provide the ability to get a quote online and usually these regional insurance providers provide coverage only through local independent agents.

People switch companies for any number of reasons including denial of a claim, not issuing a premium refund, high rates after DUI convictions or questionable increases in premium. No matter why you want to switch, switching companies is less work than it seems.