Lowest Car Insurance Exclusively for Jackson Residents

If shopping for car insurance online is new to you, it’s easy to get confused due to the large number of online car insurance companies and websites competing for business in Jackson.

Finding affordable coverage in Jackson is quite easy. Essentially anyone who is shopping for car insurance should be able to find better rates. Although Michigan consumers do need to understand the way insurance companies market insurance on the web and take advantage of how the system works.

Jackson Car Insurance Quote Comparison

There are several ways to compare rate quotes and find the best price. The best method to find competitive insurance rates consists of obtaining rate quotes online. This can be accomplished in just a few minutes using one of these methods.

  1. The single most time-saving way to get the best comparison quotes is an all-inclusive rate comparison like this one (opens in new window). This type of form keeps you from doing repetitive form entry to each individual car insurance company. In just a few minutes this one form will get you rate comparisons from multiple companies. This is perfect if you don’t have a lot of time.
  2. A less efficient way to obtain and compare quotes online is going to the website for each individual company and request a quote. For examples sake, we’ll assume you want comparison quotes from State Farm, Allstate and Progressive. To get each rate you have to visit each site to enter your coverage information, which is why most consumers use the first method.

    For a list of links to companies insuring cars in Jackson, click here.

  3. The least recommended way of comparing rate quotes is driving to local Jackson insurance agencies. The internet makes this process obsolete unless you require the trained guidance that only a license agent can provide. However, consumers can obtain prices from the web but still have the advice of a local agent and we’ll cover that in a bit.

Which method you use is up to you, but make sure you use the exact same quote information with every price quote. If you are comparing unequal deductibles or liability limits you can’t possibly find the best deal in Jackson. Slightly different insurance coverages may cause a big price difference. And when comparison shopping, having more price comparisons will enable you to find the best price.

Buying car insurance from a local agent

Some consumers prefer to buy from a local agent and that is just fine! The biggest benefit of price shopping on the web is that you can obtain lower rates but still work with a licensed agent.

Once you complete this short form, your insurance data is submitted to local insurance agents in Jackson who will return price quotes for your coverage. You won’t need to leave your computer since price quotes are sent to the email address you provide. It doesn’t get any easier! You can find better rates AND a local agent.

Deciding on an provider should depend on more than just the price. Agents should be asked these questions:

  • Which company do they place the most coverage with?
  • Is the agent and/or agency licensed to do business in Michigan?
  • Are you getting all the discounts the company offers?
  • Is vehicle damage repaired with OEM or aftermarket parts?
  • Do you have coverage for a rental car if your vehicle is in the repair shop?

The type of insurance agency you choose is important

When looking for a good Jackson insurance agent, you need to know there are two types of agencies that differ in how they can insure your vehicles. Insurance agencies in Jackson are either independent or captive.

Captive Insurance Agents

Captive agencies can only place business with one company such as State Farm or Allstate. They generally cannot provide prices from multiple companies so they have to upsell other benefits. Captive agencies receive extensive training on the products they sell which can be an advantage. Consumers sometimes choose to use a captive agent primarily because of the prominence of the brand and solid financial strength.

Below is a short list of captive agents in Jackson that can give you price quote information.

  • State Farm Insurance – 107 S Dettman Rd – Jackson, MI 49203 – (517) 787-2770
  • Farm Bureau Insurance – 1341 W Parnall Rd – Jackson, MI 49201 – (517) 784-9166
  • Allstate Insurance – 1415 Clinton Rd – Jackson, MI 49202 – (517) 783-4566
Independent Agents (or Brokers)

Independent insurance agents do not work for one specific company but instead can place your coverage amongst many companies and possibly get better coverage at lower prices. To move your coverage to a new company, the business is moved internally and you don’t have to find a new agent.

When comparing rates, we recommend you include price quotes from at a minimum one independent agency to have the most options to choose from. Most have the option of insuring with different regional companies which can be an advantage.

The following is a list of independent insurance agents in Jackson willing to provide comparison quotes.

  • Walton Agency – 2929 Spring Arbor Rd – Jackson, MI 49203 – (517) 787-2600
  • Stowe Insurance LLC – 1311 Clinton Rd – Jackson, MI 49202 – (517) 796-0101
  • Marvin Okun Agency – 1100 Clinton Rd – Jackson, MI 49202 – (517) 796-2372
  • Prudential Insurance Co – 2654 Spring Arbor Rd – Jackson, MI 49203 – (517) 788-7550
  • London American General Agency – 2266 Springport Rd – Jackson, MI 49202 – (517) 788-3720

For a full directory of insurance agents in Jackson, please go to this site.

Once you have received satisfactory answers to any questions you have and an affordable coverage quote, you have narrowed it down to a car insurance agent that will adequately provide car insurance.

Learn more about car insurance in Michigan

Additional detailed information can be read at the Michigan Office of Financial and Insurance Regulation website. Michigan consumers can learn about insurance regulations, read industry bulletins, learn about specific coverages, and report car insurance fraud.

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